Member service is what we are all about!
At the Emerald Group Credit Union, members are treated like they own the place....because they do! We strive to provide members with the most convenient and cost effective services and products available.
Nobody likes to pay monthly service charges on checking but some people are comfortable with a minimum balance requirement while others are not. That's why the Emerald Group offers two free-checking options:
Presidents Checking - No minimum balance requirement with direct deposit of your payroll or retirement checks. Interest is paid on balances over $1,000.
Classic Checking - No direct deposit requirements with minimum balance maintained.
Both checking options provide:
- Free Bill Payer Program
- 24/7 account access by internet or phone
- Overdraft protection
- Free ATM/Debit Card
- Largest surcharge free ATM network
Platinum VISA
-
No Annual Fee
-
Low Finance charges (Fixed Rate)
-
Free Identity Theft Protection
-
Score Card Points
-
90-Day Product Protection
-
Late Payment Grace Period
High Yield Savings
Loan Programs
Financing anything from needs to dreams is what this credit union specializes in and at lower than market rates and fees plus member-friendly terms.
-
Auto/truck/motorcycle....click here to go to our Auto Showroom.
-
Mortgage....see Keeping Your Mortgage At Home by clicking here.
-
Home Equity loans are available with zero costs down and below prime rate. Both open-end and fixed terms are available.
-
Personal loans are available for a variety of purposes with no pre-payment penalty.
Loans are subject to Emerald Account discounts that lower the rates by using other credit union services. Click here to see Emerald Account Specials.
Account Information
Call 24 - A 24/7 access to account information from any touch-tone phone that includes balances and histories.
CU@Home - An Internet access to your account balances and histories with the ability to make account transfers and VISA payments and a free Bill Payer Program.
Internet Learning Center
-
The Home and Family Finance Resource Center takes you to consumer information about current economic and financial issues.
-
The Googolplex student-learning provides important information about money and banking for students at all age levels.
