About UsEmerald Credit Union is a full service credit union established in 1955 to provide members with top quality financial products. ECU was originally chartered as the Garfield School Employees Credit Union. We now exist as a community credit union to provide better service for our growing membership. We now serve all who live, work, attend school or worship in Cuyahoga County plus over thirty employment groups and two Chambers of Commerce. We are one of the fastest growing credit unions in Ohio.
As a non-profit financial institution, our sole purpose is to serve our members. We do that better than anyone else by offering honest terms, great rates and lower fees. Democracy is the basis of credit unions, where members elect officers and annual meetings are open to all. The credit union philosophy of "People Helping People" is practiced at ECU. Members act like they own the place, because at Emerald Credit Union they really do.
Security is key to Emerald Credit Union where capital exceeds most banks. Deposits are insured to $250,000 per account suffix by American Share Insurance. Emerald Credit Union is not federally insured.
The mission of Emerald Credit Union is to provide our members with high quality financial services in a convenient and affordable manner while maintaining financial stability and controlling growth.