Emerald Status

Premiums on certificate rates and discounts on loans are earned by members who have established a multi-service relationship with Emerald Group Credit Union.

Eligibility
Members can earn an advantage on financial product pricing by expanding their relationship with Emerald Group. Participation in either Visa or Checking services acceptable levels, qualifies a member to be an Emerald Status participant.

Benefits
Emerald Status members will receive an additional 0.10% premium on any certificate rate deposited after this status has been attained. In addition, a 0.25% to 0.50% discount will be deducted from any loan*.  Loans receiving Emerald Status adjustments will be written at the regular credit union rates that are posted at that time with an addendum stating the adjustment.  Premiums or discounts may be adjusted on future transactions without notice.

*Real estate loans are not eligible for Emerald Status discounts.

Win/Win
Emerald Status benefits help members reach their financial goals more quickly. As members increase their use of Emerald Group Credit Union products, the entire membership benefits!

Emerald Premiums and Discounts:

Services	Certificate Premium	Loan Discount
Active Visa Only	N/A	- 0.25% Discount
Active Checking Account with Debit Card Only	+ 0.10% Bonus	- 0.25% Discount
Active Visa & Active Checking Account with Debit Card	+0.10% Bonus	-0.50% Discount