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About Us


Emerald Credit Union is here to serve our members 24 hours a day, 7 days a week.  We have two branch locations and a call center to serve you, a network of over 23,000 surcharge-free ATMs, and free online, mobile and telephone access to your account information.

Garfield Heights Branch Bedford Branch
13201 Granger Rd. Ste. 1
Garfield Heights, OH
472 Northfield Rd.
Bedford , OH
Phone 216-581-5581
Fax 216-581-5590
Phone 440-439-4633
Fax 440-232-1232
Mon-Thur 9:00-4:30
Fri 9:00-5:30
Sat 9:00-1:00
Tue-Thur 9:00-4:30
Fri 9:00-5:30
Sat 9:00-1:00
*Closed Mondays

•Please Note•  All branch locations will delay opening to 12:00 p.m. the first Wednesday of each month for staff training.  Thank you for your cooperation.

Surcharge-Free ATM Network

The MoneyPassŪ network of ATMs gives you more choices for your money, and all are surcharge-free.  The MoneyPassŪ logo is highly visible on many service station and convenience store ATMs, as well as most US Bank machines and more!  Log onto www.moneypass.com to find surcharge-free ATMs near you.

The Alliance One network also provides our members with surcharge-free ATM use. You may find Alliance One ATMs at most other credit union locations, including our own Garfield Heights and Bedford branches.

Online & Mobile Banking
Emerald24 is our free 24/7 internet access where members can get their account balances, transaction histories, make transfers and sign up for free online bill payer.

Automated Phone Line
Call 24 is our free 24/7 telephone access line where members can get their account balances, transaction histories, make transfers and more.  Just dial 866-695-4388.


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