Membership

Membership

New Members Wanted.  You are welcome to join our growing membership if you either live, work, worship, or attend school in Cuyahoga County.  Membership in a credit union will reward you with better rates, lower fees and better terms than you can find elsewhere.  Contact us for membership information.

Eligibility.  Emerald Group Credit Union serves communities and employment groups in all of Cuyahoga County.  Membership is also available to relatives of existing members.  Once a member, you are always a member unless your membership is revoked.  You are eligible for membership if you are a relative of a current member, or if you live, work, worship, or attend school anywhere in Cuyahoga County.

Why Join?  The main advantage of credit union membership is ownership.  Unlike most financial institutions, our members own this credit union.  All margins are returned to the members in the form of lower fees and rates on loans as well as higher yields on savings.

There are no stockholders to pay dividends to.  Why Emerald Group Credit Union?  EGCU is large enough to offer a wide selection of quality financial services, but small enough to ensure the personal service that our members have been used to since 1955.  You will see the many advantages of membership in Emerald Group Credit Union once you review this web site.

Member Referrals.  When you tell a family member about Emerald Group, you offer sound financial advice.  When you tell a friend or work associate about Emerald Group, you offer direction.  But most of all, when you tell a loved one or friend about Emerald Group, you help us grow your credit union.  Many people do not understand the advantages of a credit union.  Your encouragement could be all that's needed to give them the confidence to join Emerald Group.

We depend on satisfied members to spread the word about Emerald Group Credit Union.  We're counting on you to assure your friends and family members that we are better than a bank, and that our goals are driven by you.  As a not-for-profit organization, we strive to provide superior service, advice and products.  We believe that your satisfaction is critical for our success.

We're counting on you, and you can count on us too!  When you refer a member, you will be rewarded with a $20.00 Bonus*. 

*Referral Bonus based upon a new account being opened.  An existing member who opens an additional account does not qualify.  Minimums apply.  Bonus will be held in your account for 60 days.  Offer is subject to change and may be discontinued without notice.

Click Here to Download the Membership Referral Form