Student Programs


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Student Banking

Student Banking is provided in many of the six school systems served by Emerald Credit Union. This program is co-sponsored by affiliated PTA organizations. It provides a means of regular savings for young members. These accounts have no minimum activity or balance requirements.


The Smart Option Student LoanŽ for Emerald Credit Union by Sallie MaeŽ
For borrowers attending degree-granting institutions


Now you can pay college the smart way with three great repayment options and competitive interest rates!

The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.  To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:
  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fees and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more, please get started here.

 


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