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About Us

What is a Credit Union?

A Credit Union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to its members. It is member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis, and their duties include establishing and revising policies, setting dividend and loan rates, and directing certain operations. The result is that members are provided with a safe, convenient place to save and borrow money at an institution that exists to benefit them, not to make a profit.

Who is Emerald Credit Union?

Emerald Credit Union was originally chartered as the Garfield Heights School Employees’ Credit Union in 1955, serving only the employees of that school district. Since then, we have grown to include over 25 Select Employment Groups (SEGs) and six local school districts. We have a community charter, allowing us to serve all who live, work, attend school, or worship in Cuyahoga County. Our sole purpose is to serve our members by providing affordable financial products and services, great rates, lower fees, and member-friendly terms. We strive to offer world-class service to all Emerald Credit Union members, every day.

Mission Statement

The mission of Emerald Credit Union is to provide our members with high quality financial services in a convenient and affordable manner, while maintaining financial stability and controlling growth.

Meet Our Board of Directors

The Emerald Credit Union Board of Directors are volunteers elected by our members to represent our members. They ensure that we offer the best products, services, and benefits to all of our members, all of the time.

Richard Stefanko - Chairman
James Marunowski - Vice Chairman
Stan Perry - Secretary
Elizabeth Royce - Treasurer
Donna Gallavan - Director
Robert Routson - Director
Karen Szarka - Director

Contact the Board of Directors

Do you have a question you'd like to ask our Board of Directors? Simply fill out the form below and click "Send."