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Personal Loans

Personal Loans

A Personal Loan is an unsecured, signature loan that can be used to help you finance just about anything. It’s the loan designed to fit your unique needs. Here is just an example of the many things we can help you finance with an Emerald Personal Loan:
  • Bill Consolidation
  • Home Improvements or Repairs
  • Medical Expenses
  • Property Taxes
  • Tuition
  • Vacation
  • Veterinary Expenses
  • Wedding Expenses
  • And More!

Loans FAQs

Light Bulb Financial Wellness Tip: Weekly, bi-weekly, or semi-monthly payroll deduction payments will reduce the total amount of interest paid over the life of the loan. Contact a Loan Officer to learn more.


Personal Loans are Skip-A-Pay eligible! Keep more money in your pocket by skipping one qualifying loan payment each calendar year. Learn more about Skip-A-Pay and submit your application today!

Ready to Apply?

Simply submit your application online, and we'll take it from there! A Loan Officer will contact you if any additional information is needed. You may also apply over the phone or in-person at our branch, whichever is most convenient for you.

Emerald Payment Protection with Life Plus

Your safeguard against the unexpected. Debt protection with Life Plus. Learn more.

Financial Protection for the Unexpected - Protect the Ones that Matter Most

Your family means everything to you. And if the unexpected happens, you don't want an emotionally trying situation to be compounded by financial worry. That's why there's Emerald Payment Protection with Life Plus, which may cancel your loan balance or payments, up to the contract maximum, in the event of involuntary unemployment, disability, or death. Eligible loans include:
  • Vehicle Loans
  • Personal Loans
  • Platinum Visa Credit Cards
  • Wish List Loans
  • Home Equity Loans
Take an important step toward financial security. Ask us about Emerald Payment Protection with Life Plus today.

Your purchase of Emerald Payment Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.