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Fraud & Scam Awareness

Unfortunately, more and more Americans have their identities stolen every year.  We strive to provide our members with information that may be helpful in preventing, detecting, and protecting against identity theft and other internet, mail, and telephone scams. Emerald Credit Union will never request personal information about our members by email or text messaging.  Personal information includes account numbers, passwords, personal identification information, or any other confidential information.

Beware of Scams Related to COVID-19 Vaccines 

Ohio Attorney General Dave Yost is cautioning Ohioans to look out for COVID-19 vaccine-related scams that will begin to occur as the vaccine is distributed.

For example, consumers could see fraudsters impersonating distributors, providers, or local health department officials claiming to need personal information, such as a Social Security number, to be placed on a list to receive a COVID-19 vaccine.

Other scammers may reach out to consumers, offering the ability to help them "jump to the front of the line" to get a vaccine, but ask for advanced payment to secure this place in line. These communications could come through email, phone call, postal mail, text message, or even through social media accounts.

Do not fall for these scams.

In addition, reports indicate that cards may be distributed to consumers that have been provided the first of a two-dose vaccine. These cards will likely be used to simply remind consumers to get their second dose, not as official “passports” to gain entry into bars, restaurants or other public areas, or to bypass public health orders. Therefore, any attempts to buy these cards will be fruitless.

Do not fall for these scams. 

The Ohio Attorney General’s Office recommends several tips to help consumers avoid potential virus and vaccine-related scams:

  • Verify any vaccine-related information with legitimate news reports. Double-check any new “too-good-to-be-true” news or claims. Consider contacting your family doctor, your local health department, or the statewide Ohio Department of Health’s COVID-19 call center at 1-833-427-5634 to check on any issues you are unsure about.
  • Look for some of the red flags of a scam, such as being asked to wire money or send a prepaid money card or gift card to a stranger; being pressured to act immediately; or being told to buy a product or service where the company refuses to provide any information in writing. Also look out if you’re asked to keep conversations a secret.
  • You likely will not need to pay anything out of pocket to get the vaccine during this public health emergency. You can’t pay to put your name on a list to get the vaccine, and you can’t pay to get early access to the vaccine.
  • No one from a vaccine distribution site will call you asking for your Social Security number or your credit card or bank account information to signed up to receive the vaccine.

Consumers who suspect an unfair business practice or want help addressing a consumer problem should contact the Ohio Attorney General’s Office at 800-282-0515. 

Please use the links below to learn more about other common types of fraud and scams.

Online Banking Security

Banking Scams

Telephone Scams

Charity Scams & Ticket Scams

Investment Scams & IRS Imposter Scams

Tax-Related Identity Theft & Census-Related Fraud

Lottery or Sweepstakes Scams & Pyramid Schemes