15-Year or 20-Year Mortgage Refinance
It's a great time to consider refinancing your home with either our 15-Year or 20-Year Mortgage Refinance!* Home values are on the rise and rates are historically low. Reasons to refinance include the opportunity to lower your monthly payment, build equity faster by shortening your remaining loan term, or switching from an adjustable rate to a fixed rate. No matter which refinance option you choose, you'll benefit from these features:
- The Right Loan Term for Your Individual Needs
- Low Fixed Rates - Contact a Loan Officer for Current Rates
- Low Closing Costs*
- No Penalty for Principal-Only Payments
Our goal is to make the mortgage process easy to understand, and more affordable for our members. Contact a Loan Officer today at 216-581-5581 for current rates, details, and to get your application started!
Financial Wellness Tip:
Weekly, bi-weekly, or semi-monthly payroll deduction payments will reduce the total amount of interest paid over the life of the loan. Contact a Loan Officer to learn more.
*APR=Annual Percentage Rate. Contact a Loan Officer for current rates. Closing costs are estimated based on the information you provide, and may be subject to change. Property must be 1-4 family residential and owner-occupied. Loan term is either 15 years for the 15-Year Mortgage Refinance or 20 years for the 20-Year Mortgage Refinance. Payments do not include taxes or insurance. Minimum credit score required is 640. Minimum loan amount is $25,000. Maximum loan to value is 85%. Subject to credit approval. Consult a tax advisor for the deductibility of interest. Rates, offers, and promotions are subject to change without notice.
Other Purchase and Refinance Options
Through our partnership with
myCUmortgage®, we are able to provide our members with other mortgage lending options that
offer the highest level of service and expertise, delivered by experienced mortgage
Since 2001, myCUmortgage® has been a leading Credit Union Service Organization (CUSO)
and has made it their mission to help credit unions, like ours, administer the programs needed
to fulfill their members' mortgage lending needs.
With options including Conventional, FHA, VA, and a first-time homebuyer program, we'll fit the
best mortgage product to your unique needs. Contact a Loan Officer at 216-581-5581 for more information or start your Mortgage application today!
Here's what Paul B. had to say about his recent purchase experience:
"Beth was very helpful. I tried two other companies, but no luck. She was very helpful, polite, and a pleasure to work with. I will recommend her and the company for sure."
We know that buying a home is one of the most important financial decisions you will ever make. Learn more about understanding the basics of obtaining a home mortgage.