A Share Secured Loan allows you to use the funds you have on deposit as collateral to secure the loan. You won’t need to deplete your hard-earned savings and the funds will continue to earn dividends while they are secured for the loan. The secured amount will decrease as you pay down the balance of the loan, and Share Secured Loans offer lower interest rates than unsecured Personal Loans. Savings Accounts, Club Accounts, Money Market Accounts and Share Certificate Accounts may be used for a Share Secured Loan. Checking Accounts, IRA Accumulator Accounts and IRA Certificate Accounts are not eligible.
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