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Loan Promotions

Stop Rolling the Dice - We've Got a Loan for That!

Loans Page 


We don't play games when it comes to your borrowing needs, and helping you meet your financial goals. From vehicle refinances, to wedding expenses, to home improvements, and everything in-between. Use the links below to learn more about how each of our loan products can help you:
 

*Not all applicants will qualify for a loan. The Annual Percentage Rate (APR), term, and payment amount you may qualify for will depend on your credit worthiness.

Loans FAQs


Light Bulb Financial Wellness Tip: Weekly, bi-weekly, or semi-monthly payroll deduction payments will reduce the total amount of interest paid over the life of the loan. Contact a Loan Officer to learn more.

Skip-A-Pay

Personal Loans are Skip-A-Pay eligible! Keep more money in your pocket by skipping one qualifying loan payment each calendar year. Learn more about Skip-A-Pay and submit your application today!

Ready to Apply?

Simply submit your application online, and we'll take it from there! A Loan Officer will contact you if any additional information is needed. You may also apply over the phone or in-person at our branch, whichever is most convenient for you.

Emerald Payment Protection

Lessen the worry of repaying your loan during a time when your income may be reduced or lost due to death, disability from an injury or illness, family leave or involuntary unemployment.  Give yourself peace of mind knowing that your loved ones won’t be left with the burden of your debt.  Emerald Payment Protection may be added to any new or existing loan. Eligible loans include:

  • Vehicle Loans
  • Personal Loans
  • Platinum Visa Credit Cards
  • Wish List Loans
  • Home Equity Line of Credit Loans


Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.