Stuck in a rut of paying high-interest credit cards every month and wondering why your balances aren’t going down? Are you just starting out and looking for your first credit card? Maybe you just need help repairing a few dents in your credit history. Whatever your need, an ECU Platinum Visa is the solution! Our cardholders enjoy many member-friendly features, including:
- Intro Rate of 1.99% APR* for 12 Months
- No Annual Fee
- No Balance Transfer Fee
- 5-Day Late Payment Grace Period
- Zero Fraud Liability
- ScoreCard Rewards are Earned with Every Purchase
- Free Online Access with eZCard:
- Detailed Transaction History and Spend Analyzer
- Recurring and One-Time Payment Options
- Enrollment and Access to Free eStatements
- Set and Maintain Alerts
Financial Wellness Tip: When possible, pay more than just the required minimum payment amount on your credit card statement. Larger payments will reduce your balance at a faster pace, and you'll pay less in interest. It will also increase your available credit and give you an emergency source of funds.
*APR=Annual Percentage Rate. The Introductory APR for purchases and balance transfers will apply to transactions posted to your account during the 12 months/billing cycles following the issuance of your card. After that, your APR will be 8.95% to 21.95%, based on your creditworthiness. Subject to credit approval. Offer valid for new ECU Platinum Visa accounts only. Must be eligible for membership at Emerald Credit Union. All rates and promotions are subject to change.