Stuck in a rut of paying high-interest credit cards every month and wondering why your balances aren’t going down? Are you just starting out and looking for your first credit card? Or maybe you just need help repairing a few dents in your credit history. Whatever your need, an Emerald Platinum Visa is the solution. Our cardholders enjoy many member-friendly features, including:
- Low, Non-Variable Interest Rates
- No Annual Fee
- No Balance Transfer Fee
- 5-Day Late Payment Grace Period
- Zero Fraud Liability
- ScoreCard Rewards are Earned with Every Purchase and Redeemable for Merchandise and Gift Cards
- Free Online Access with eZCard:
- Detailed Transaction History and Spend Analyzer
- Recurring and One-Time Payment Options
- Enrollment and Access to Free eStatements
- Set and Maintain Alerts
Need to Increase Your Line of Credit or Lower Your Interest Rate?
Complete the Visa Request Form and submit it to your nearest Emerald Branch for processing.
To ensure uninterrupted usage of your Emerald Platinum Visa while you travel, please call us prior to your departure date. We will add a “Travel Memo” to your account preventing the Visa Fraud Department from blocking your account due to unusual spending. This is also a great opportunity to update your home and/or cell phone number(s) as well, in the event that the Fraud Department ever attempts to contact you.