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Platinum Visa Credit Card

Stuck in a rut of paying high-interest credit cards every month and wondering why your balances aren’t going down?  Are you just starting out and looking for your first credit card?  Or maybe you just need help repairing a few dents in your credit history.  Whatever your need, an Emerald Platinum Visa is the solution.  Our cardholders enjoy many member-friendly features, including:

  • Low, Non-Variable Interest Rates
  • No Annual Fee
  • No Balance Transfer Fee
  • 5-Day Late Payment Grace Period
  • Zero Fraud Liability
  • ScoreCard Rewards are Earned with Every Purchase and Redeemable for Merchandise and Gift Cards
  • Free Online Access with eZCard:
    • Detailed Transaction History and Spend Analyzer
    • Recurring and One-Time Payment Options
    • Enrollment and Access to Free eStatements
    • Set and Maintain Alerts

ScoreCard Rewards

Need to Increase Your Line of Credit or Lower Your Interest Rate? 
Complete the Visa Request Form and submit it to the branch for processing.

To ensure uninterrupted usage of your Emerald Platinum Visa while you travel, please call us prior to your departure date.  We will add a “Travel Memo” to your account preventing the Visa Fraud Department from blocking your account due to unusual spending.  This is also a great opportunity to update your home and/or cell phone number(s) as well, in the event that the Fraud Department ever attempts to contact you.

Platinum Visa Solicitation Disclosure

Visa Customer Service:

Customer Service


ScoreCard Rewards


Verified by Visa:
Verified by Visa helps keep your Emerald Platinum Visa Credit Card account protected when you use it online.  Learn more about Verified by Visa.

Emerald Payment Protection:
Lessen the worry of repaying your loan during a time when your income may be reduced or lost due to death or disability from an injury or illness.  Give yourself peace of mind knowing that your loved ones won’t be left with the burden of your debt.  Emerald Payment Protection may be added to any new or existing loan.  Calculate your approximate protected monthly loan payment now.


Your purchase of Emerald Payment Protection is optional is will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply.  You may cancel Emerald Payment Protection at any time.  If you cancel Emerald Payment Protection within 30 days you will receive a full refund of any fee paid.