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Student Products

Youth Share Savings Accounts

This basic savings account is designed for minors, under the age of 18.
  • A minimum par value deposit of just $5.00 is required to open a Youth Share Savings Account. This par value must be maintained at all times to keep the account in good standing.
  • Dividends are posted quarterly with a minimum average daily balance of just $50.00.


Each year, Emerald Credit Union selects up to two high school graduates within the school districts that we serve, to be awarded with a $1,000 intended to aid with college or other post-high school education expenses. We also proudly participate in the Greater Cleveland CU Outreach Alliance Scholarship Program, presented by the Ohio Credit Union League, which awards five scholarships in the amount of $1,000 each.