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Routing Number: 241075658

Fall Auto Loan Promotion

Drive Into Fall With More Flexibility

Promotion available September 1 – November 30, 2026.

Ready for a new ride? Whether you're buying a new or used vehicle, refinancing your current auto loan, or completing a lease buyout, Emerald Credit Union can help get you on the road.

For a limited time, take advantage of our Fall Auto Loan Promotion and enjoy:

90 Days Until Your First Payment

 

Give your budget a little extra breathing room with 90 days before your first loan payment is due.

$0 Processing Fee

We're waiving our standard $160 processing fee on qualifying auto loans.

Rates As Low As

 

  • 4.29% APR
    New Auto
  • 5.14% APR
    Used Auto

Rates are based on creditworthiness, loan term, collateral, and other qualifying factors. Not all applicants will qualify.

Why Finance Your Auto Loan With Emerald?

At Emerald Credit Union, we're more than just a place to get a loan. We're here to help you make confident financial decisions and find financing that fits your budget.

  • Competitive auto loan rates
  • Local lending decisions
  • Personalized service
  • New and used vehicle financing
  • Refinancing options
  • Lease buyouts

Your Next Ride Is Waiting

Don't put off the vehicle you've been thinking about. Take advantage of our limited-time promotion and enjoy 90 days until your first payment plus no processing fee.
Apply for an Auto Loan Today

Subject to credit approval and eligibility. Membership required. The standard $160 processing fee is waived for qualifying auto loans during the promotional period. Interest will continue to accrue during the 90-day deferred payment period. The 90-day payment deferral is subject to applicable loan terms and required documentation. Advertised rates are as low as 4.29% APR for qualifying new auto loans and 5.14% APR for qualifying used auto loans. Actual APR may vary based on creditworthiness, loan term, collateral, and other factors. Not all applicants will qualify. Existing Emerald Credit Union auto loans are not eligible for refinance under this promotion. See official promotion rules for complete details.

 

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.