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Routing Number: 241075658

Dream It. Fix It. Fund It.

Tap into your home’s equity with our limited-time HELOC promotion.

Limited-Time HELOC Promotion

April 15 – July 31, 2026

Your home is more than just where you live — it’s also a valuable financial resource. With Emerald Credit Union’s Home Equity Line of Credit (HELOC), you can tap into your home’s equity and use the funds when you need them most.

For a limited time, we’re making it even easier to get started.

Special Promotion Offer

Apply for and close on a qualifying HELOC during the promotional period and receive:

  • 1% Rate Reduction on qualifying HELOC rates

  • $200 Off Closing Costs

  • Entry to Win a $200 Home Depot Gift Card

Simply apply, get approved, and fund your HELOC between April 15 and July 31, 2026, and you’ll automatically be entered for a chance to win.

Use Your HELOC For:

  • Home improvements or renovations

  • Debt consolidation

  • Large purchases or unexpected expenses

  • Projects that add value to your home

A HELOC gives you the flexibility to borrow what you need, when you need it, making it a smart option for homeowners looking to manage expenses or invest in their home.

Ready to Get Started?

Take advantage of this limited-time offer and start putting your home’s equity to work for you.

Disclosures

*APR = Annual Percentage Rate. Rates are based on Primer Rate as published by the Wall Street Journal, and subject to change.  All rates are subject to a evaluation of credit history and approval. The 1.00% discount will apply to the qualifying APR on home equity line of credit loans (HELCOs(+).  This promotion includes New and Existing HELOC loans.    The closing cost reduction will be given as a $200 deposit  in the associated share account once the HELCO loan closes.  when). Minimum loan amount is $5000. That plan has a maximum APR rate of  18.00%* .   Property must be a 1-4 family residential unit and owner occupied.  The maximum LTV is 80%.  The information provided does not constitute a loan commitment. Please call for closing costs. Consult a tax advisor for the deductibility of interest.  This offer is valid from April 15 – August 31,2026.   All rates,  terms, and conditions are subject to change without notice.